India

Now pension will stop from next month if life certificate is not submitted, know the rules

Last Date for Submission of Life Certificate: Life Certificate is one of the most important documents for pensioners in India that they can have. All government pensioners have to submit their Jeevan Pramaan or Jeevan Pramaan Patra annually to continue receiving their pension without any break. The last date for submission of life certificates for pensioners is November 30 this year, which is just seven days away. Otherwise, the pension money will not be available. Pensioners get their dues from Pension Disbursing Authorities (PDAs) like banks, post offices and others. ( pension new rule )

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What is Life Certificate?

Jeevan Pramaan is a mandatory document of existence for the pensioners which acts as a proof that he/she is still alive. This has to be submitted to an authorized pension distributor or an agency like a bank or post office, and ensures that the pensioner’s workplace does not continue to pay after his death. The government as well as insurance companies recommend the issuance of this certificate, usually required once a year, before the grant of pension. The person receiving the pension is normally required to appear before the disbursing agency for issuance of life certificate. However, in the event of a pandemic, the Center has come up with Digital Life Certificate (DLC), which is considered sufficient proof for pension disbursement, to avoid the risks of COVID. The DLC launched years ago but has been particularly useful during the pandemic.

How pensioners can submit life certificate online

The Jeevan Pramaan can be submitted digitally through the Jeevan Pramaan website (https://jeevanpramaan.gov.in/) or through the app. In this case the pensioner can complete the process digitally at home by filling in the required details like name, mobile number, Aadhar number and other pension related details. The portal also uses the Aadhaar platform for biometric authentication, which includes fingerprint or iris. One can also visit nearest citizen service center or nearest bank/post office to submit life certificate digitally.

Prerequisites to generate life certificate online

There are certain pre-requisites for which pensioners have to generate their digital life certificate or life certificate. One is that the pensioner should have a valid Aadhaar number. Secondly, the pensioner who wants to generate the certificate online must have a working mobile number. Before getting started, the user has to register himself with the Jeevan Pramaan portal of the government.

Steps to Register on Jeevan Pramaan App

For this, the pensioner will have to first download the Jeevan Pramaan app of the government. From here he should find the option to register as a new user. This option must be clicked to continue the process. After this, the pensioner will have to submit his Aadhaar number, bank account number and name, mobile number, Pension Payment Order (PPO). Once all this is done, the user should find an option that prompts the app to send an OTP. Then he should click on that option. OTP will come on the registered mobile number. Once the code is received, the pensioner should copy the number and enter it. It should be authenticated using Aadhaar. Now, the user has to click on the submit option, after verification of which, a proof ID will be generated.

Steps to generate life certificate online (pention new rule)

Once the Pramana ID is generated, the pensioner can log in to the app using this and another OTP. Thereafter, he can click on the Generate Jeevan Pramaan option and enter the Aadhaar and mobile number. Now, the user should click on the Generate OTP option and enter it. Next, he has to enter the PPO number, name, name of the distribution agency. Authenticate by scanning the fingerprint and iris of the user, using Aadhaar data. Once all this is done, Jeevan Pramaan will be displayed on the window and the user will receive a confirmation message on the registered mobile number. (pention new rule )

Shivam Bangwal

Shivam Bangwal is an India-based Entrepreneur. He is the Founder of Successful Startups like Youthistaan, People News Chronicle & Branding Panther. Shivam has done his Master's in Computer Applications.

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